Exclusively for
our private
banking
clients.

Private Banking Client Services

Our Private Banking incorporates a full array of banking and wealth management services delivered with personalized attention on which we have built our reputation.

We will pair you with a dedicated Private Banking Relationship Manager, that will be your point of contact and will work closely with you and our Trust, Investment and Lending teams. Together, they will be able to provide recommendations designed to meet your unique needs.

You will experience exceptional service that exhibits the banks mission statement "to meet or exceed our customers' expectations" as you work toward securing your financial future.

Deposit Services

• Interest bearing Personal Direct DepositChecking Account
• Private Banking Money Market account with higher return
• Preferred interest rates on Certificates of Deposit
• Preferred interest rates and FDIC insurance coverage up to $50 million using CDARS

Mortgage / Personal Loan Services

• Competitive fixed and adjustable rates
• Dedicated team that will expedite your mortgage review and approval process
• Preferred interest rates, subject to credit approval
• Customized Home Equity, Automobile and Personal loans

Integrated Full Financial Services

• Relationship management of Investment, Trust, Insurance and Retirement services
• Personalized service resulting in a comprehensive financial strategy designed specifically for you
• Relationship Manager for your business banking needs

Additional Private Banking Services

• Free Online Banking and Bill Pay
• Free eStatements
• 24-hour Telebanc access
• Domestic wire transfers, travelers and cashiers checks
• Community Bank & Trust Visa credit card with no annual fee
• Cash Management Services
• Health Savings Accounts
• Safe Deposit Box

With essential services and the attention you deserve, Private Banking Client Services is the perfect way to plan for your financial future. Feel free to contact any of our Private Bankers to find out more about the program.

Our Team Servicing Sheboygan County, Chilton and Appleton Offices
Trent A. Rammer Contact me	Trent Rammer - VP Cash Management / Private Banking - graduated from the University of Wisconsin Madison with a Bachelor of Arts, triple majoring in international relations, political science and German culture language; and minor in international business. He began his extensive banking career over 15 years ago at International Silver Company as an account manager, then moved on to John Hancock Financial Services as a registered representative. Trent has been employed with Community Bank & Trust since 2002 and offers full service Private Banking and Cash Management services at the Sheboygan County locations.
Sandy Werdeo Contact me	Sandra Werdeo - AVP Cash Management / Private Banking - has over 8 years experience in the banking industry. She graduated from Lakeshore Technical College with a major in Business Management. She is involved in Meals on Wheels of Sheboygan County, Sheboygan Rotary Club, and is a Big Sister with Big Brothers Big Sisters of Sheboygan County. Sandy offers full service Private Banking and Cash Management services at the Sheboygan County locations.
Servicing the Milwaukee market.
Tim Sachse Contact me	Tim Sachse - SVP Private Banking - has over 20 years of mortgage and banking experience. He received a BS in Finance from UW-LaCrosse. Tim recently successfully graduated from WBA Commercial Lending School. Tim offers full service mortgage banking, commercial lending and private banking services for the bank. Tim works out of the Glendale and Greenfield locations.